Effective 7/1/2025, PXU will offer three (3) different medical options; Choice PPO, Alliance Low (Limited Network) and an Alliance (Limited Network) High Deductible Health Plan (HDHP) with Health Savings Account (HSA) via Blue Cross Blue Shield of Arizona (BCBSAZ).  The full Benefit Summaries for each option for the 2025-2026 plan year are referenced below.  

Note: Effective 6/30/2025 the High and Middle plans will be discontinued

Medical Options for the 2025-2026 plan year.

Our High, Middle and Choice PPO options utilize the Statewide/National PPO network. This Network includes the full BCBSAZ provider list.

Our Alliance and the HDHP with HSA utilizes the Alliance PPO/EPO network. This network is a Limited Network which includes selected In-Network doctors and hospitals that must be utilized for non-emergency care within the state of Arizona. The Alliance Network is made up of contracted hospitals and doctors that are part of Banner Health and Honor Health (Formerly Scottsdale Healthcare and John C. Lincoln Health).

For more information on the Alliance network, please click below.  

To search for in-network providers, click the link below:

With so many different options, sometimes it is hard to choose which one is right for you and your family.  When making your choice, you need to weigh the premiums, deductibles and out-of-pocket maximums.  In addition, two of the options utilize the smaller Alliance network, so you need to factor that in when making your choice also.  Each of the above Benefit Summaries contain examples of possible out-of-pocket costs for common procedures (examples don't include premiums). 

The links below show the basic best-case-worst-case scenarios and some pros and cons for the different options.  Note: this is for illustration purposes only and doesn't factor in additional out-of-pocket expenses you may incur. 

The BCBSAZ website is another great resource for making your decision. The webpage below does an excellent job of explaining how insurance works.

For frequently requested forms and additional BCBSAZ resources, please check out the links below.